Credit Unions’ Crypto Plans Outpace Their Progress

Credit unions may be debating how much member demand exists for cryptocurrency, but some institutions have already moved well beyond that debate. PYMNTS Intelligence’s August 2026 “Credit Union Innovation Readiness” playbook, produced in collaboration with Velera, found that 35% of credit unions that describe themselves as early launchers are actively engaged with cryptocurrency. Among self-described laggards, the share is just 2%.