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moves money PYMNTS.com September 03, 2026

Credit Union Card Loyalty Pays Off in Deposits

Credit Union Card Loyalty Pays Off in Deposits
AI Summary

Credit unions typically treat card usage as a payment metric. More transactions produce more interchange revenue, more engagement and a greater return on the cost of issuing the card. But new PYMNTS Intelligence data in the report “ Consumers Trust Credit Unions but Don’t Always Reach for Their Cards ,” a Velera collaboration, suggests that framing may be too narrow.

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