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moves money PYMNTS.com September 02, 2026

56% of Consumers Have Faced a False Payment Decline

56% of Consumers Have Faced a False Payment Decline
AI Summary

Merchants may have more revenue to gain from approving good customers than from tightening fraud controls another turn. That opportunity runs through “ The Performance Gap: Why Every Transaction Is a Growth Opportunity ,” the August edition of the “Optimizing Payments Tracker® Series.” The report finds that failed authorizations, processing costs and fraud controls can weaken payment performance at several points in a transaction. Newer payment platforms aim to improve those results by combining

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