Inside OPay’s $1B Tech Upgrade: Sub-Second Payments and AI Fraud Protection

In Africa’s fast-moving digital economy, speed and convenience are no longer the primary metrics by which financial institutions are measured. As millions of consumers and businesses migrate from physical cash to digital wallets, trust has emerged as the defining currency. Addressing media executives and industry stakeholders at a recent Media Parley in Lagos, digital financial services provider OPay opened up about the backend engineering, artificial intelligence, and security infrastructure dr