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moves money PYMNTS.com July 28, 2026

Branch Wants Earned Wage Access to Be a Bridge, Not a Habit

Branch Wants Earned Wage Access to Be a Bridge, Not a Habit
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Watch more: Need to Know With Branch’s Atif Siddiqi Before earned wage access became a FinTech category, restaurant workers had a simpler version of it: finish the shift, collect the tips and go home with money earned that day. Cashless payments disrupted that routine. Restaurants still had workers expecting their tips at the end of a shift, but fewer customers were leaving the cash needed to pay them.

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