InCred Finance’s FY26 Profit Increases 17% YoY To ₹438 Cr, Revenue Up 36%

IPO-bound fintech company InCred holdings’ lending tech arm InCred Financial Services (InCred Finance) reported a 17.1% increase in its consolidated net profit to ₹438 Cr in FY26 from ₹374 Cr in the previous fiscal year. Profitability moderated due to higher credit costs. As per an ICRA report, the company’s total income in the fiscal rose 36.3% to ₹2,567 Cr from ₹1,883 Cr in the fiscal prior.