India's QR revolution is just the beginning for MSMEs: Mintoak CEO

India has become a global benchmark for digital payments over the last decade, driven by UPI, affordable data, and widespread smartphone adoption. But Raman Khanduja, Co-founder and CEO of Mintoak, believes QR codes are only the beginning of the story. Speaking at MSME Sparks 2026, a five-day celebration that ran virtually from June 22–25 and culminated in a grand finale on June 26 at ITC Gardenia, Bengaluru, Khanduja said the next phase of digital payments will be about helping MSMEs turn trans