42% of Issuers Say AI Has Cut Fraud Losses by at Least $5 Million

Payments used to be judged by whether they moved money quickly. Now they are judged by how well they make decisions before, during and after a transaction. The PYMNTS Intelligence report “ Where Payment Decisions Happen: How Issuer Data Is Powering the Next Era of Commerce ,” a collaboration with FIS , found that issuer processing is moving from a back-end utility into a source of real-time intelligence.