22% BNPL Growth Gives Credit Unions a Member Loyalty Opening

Buy now, pay later may have started as a checkout convenience, but for credit union members it is becoming a cash flow tool that could use a better home. That is the central opportunity outlined in the March 2026 Credit Union Tracker Series, “ Pay Later’s Next Chapter: Why Credit Unions Are Rethinking Installment Payments ,” a PYMNTS Intelligence report with Velera . The report finds that installment payments are moving beyond big-ticket retail purchases and into everyday spending, from travel a