KredosAI raises $7M, led by BMW’s venture arm, to use AI to help companies collect late payments

KredosAI co-founders Balaji Sridharan, left, and Dave Thoms, who previously worked together at T-Mobile. (KredosAI Photo) KredosAI , a Seattle-area startup that uses AI and behavioral science to help companies chase down late consumer payments, raised $7 million in a new funding round led by BMW i Ventures, the independent venture capital arm of automaker BMW Group. The company, founded in 2021 by former T-Mobile executives Balaji Sridharan and Dave Thoms , is based in Issaquah, Wash.