Liquidity Management Becomes the Next Test for Real-Time Payments

Real-time payment networks have changed the speed at which money moves. The greater challenge now lies in ensuring institutions can support that movement without creating new operational pressures around funding, risk and cash positioning. The expansion of The Clearing House’s RTP® Network and the Federal Reserve’s FedNow® Service has given hundreds of financial institutions access to instant payment infrastructure, yet many remain cautious about fully enabling outbound payments.