Subprime Revolvers Fall 12 Points as Borrowers Shift How They Pay

A notable shift is showing up in the finances of subprime consumers: fewer of them are regularly carrying credit card balances month after month, suggesting a group often seen only through a risk lens is adapting its payment habits in practical ways. That is one of the clearest takeaways from PYMNTS Intelligence’s “ Who Is the Subprime Consumer? A Behavioral Profile ,” which looks at how roughly 1 in 6 U.S.