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deep tech PYMNTS.com June 22, 2026

AI Shifts Payments Innovation From Features to Foundations

AI Shifts Payments Innovation From Features to Foundations
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Watch more: What’s Next in Payments With Spreedly’s Judd Howard Artificial intelligence is compressing the distance between differentiation and commoditization across the payments industry. Features that once signaled innovation, like forecasting, personalization and data synthesis, are becoming baseline expectations. For Judd Howard , senior product manager, AI at Spreedly , the shift is transforming not only payments technology, but also how businesses evaluate it.

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