Credit Unions Need Data Maps Before AI Guardrails

For credit unions and financial institutions, effective AI governance starts with a solid data foundation, Velera SVP Jeremiah Lotz writes in a new PYMNTS eBook, “ AI Runs Payments. Governance Decides What Happens Next .” Artificial intelligence is now embedded in the core infrastructure of payments, powering fraud detection, identity verification, member support and operational decision-making. These systems often operate in milliseconds, influencing fraud outcomes, regulatory exposure and — mo