Demand for Always-On Commerce Strains Legacy Credit Platforms

But that doesn’t mean legacy environments can always keep up. Findings in the inaugural “ ABCs of AI Credit: A Playbook for Issuers ,” a PYMNTS Intelligence collaboration with Thredd , confirm that’s the case with the credit landscape, where legacy architectures designed for the single moment of origination are finding their “if-then” workflows becoming structurally misaligned with how money actually moves. Today’s environment is one where digital channels dominate