74% of Cardholders Push Issuers Toward Flexible Credit Options

Credit products are becoming more configurable, more installment-oriented and more closely tied to real-time consumer behavior. The shift is forcing issuers to rethink the infrastructure supporting everything from revolving balances to embedded installment plans. A March PYMNTS Intelligence and Paymentology Tracker, “ The Credit Reset: How Unified Platforms Are Replacing Legacy Lending Infrastructure ,” found that legacy credit systems increasingly struggle to support the flexibility consumers n