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moves money PYMNTS.com May 12, 2026

Concora Says Non-Prime Shoppers Still Have $5 Trillion to Spend

Concora Says Non-Prime Shoppers Still Have $5 Trillion to Spend
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Watch more: Need to Know With Concora Credit’s Rolando De Gracia Non-prime consumers are not stepping back from commerce, but they are making more deliberate decisions about how each dollar is spent. Rolando De Gracia , chief commercial officer at Concora Credit , described a consumer who remains engaged but is operating within tighter limits. “What we see is that the non-prime consumer is very savvy about the utilization” of various ways to pay, he said.

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