What will it take for India’s fintech infrastructure to go global?

India’s payments ecosystem has shown that financial infrastructure can operate at enormous scale. But as fintech companies expand into cross-border business payments and adopt AI, they face a different set of challenges. At TechSparks 2026, Movin Jain, Founder of Skydo, and Srijon Biswas, Chief Technology Officer at PhonePe, discussed the technology behind large-scale payments, the need for transparency in cross-border transactions, and the opportunities emerging from AI.