Capitec Headline Earnings Rise 19% to R9.5 Billion in Half-Year Results

Capitec Limited reported headline earnings growth of 19% to R9.5 billion for the six months ended 31 August 2026 (August 2025: R8.0 billion), a result underpinned by momentum across every one of its South African businesses. Despite heightened global macroeconomic uncertainty, the Group’s diversified model delivered broad-based, quality growth in Personal Banking, Business Banking, Fintech and Insurance while it maintained a return on ordinary shareholders’ equity (ROE) of 31%.