Apple Card Savings interest rate edges up to 3.5%

After two drops in 2026, Apple Card Savings has raised its interest rate slightly, with customers now earning an annual percentage yield of 3.5%. Apple Card Savings lets users save money, though the APY has dropped since launch The Apple Card Savings Account is a high-yield savings service for users of Apple Card. While the average percentage yield has been going down over the last few quarters, it's finally corrected course and gone up a small amount.