Where Credit Union Cards Can Win More Spending

Credit unions have a challenge that is more specific than simply getting members to use their cards more often. The July 2026 edition of “ Credit Union Innovation Readiness: Consumers Trust Credit Unions but Don’t Always Reach for Their Cards ,” a PYMNTS Intelligence report produced in collaboration with Velera, surveyed 14,218 U.S. small and medium-sized businesses (SMBs).