77% Would Choose Their Existing Financial App for a Digital Asset Wallet

Digital assets may reach the checkout faster by asking consumers to change less about how they pay. The July 2026 Payments Innovation Tracker, “ From Asset to Everyday Money: Making Digital Currencies Spendable ,” says cryptocurrencies and stablecoins are moving beyond investment. Consumers want to use them for purchases and transfers, but merchant acceptance, trust and fragmented experiences still slow adoption.